Bookkeeping, HST & FINTRAC Compliance Built for Canadian Real Estate Agents
Stop guessing about your taxes. We handle every commission, every HST filing, and every FINTRAC record — so you can focus on closing deals. Fixed monthly pricing from $199/month.
- CPA-led
- 30-day money-back guarantee
- From $199/month
Sound Familiar?
Our Services
Commission tracking, brokerage statement reconciliation, bank and credit card reconciliation.
Quarterly or annual HST filing and remittance, Input Tax Credit optimization.
Record-keeping system for unrepresented-party verification and 5-year document retention.
CRA-compliant mileage logs and vehicle expense allocation.
Full PREC bookkeeping, shareholder loan tracking, dividend vs salary support.
T1, T2125, and T2 corporate return preparation with CRA audit support.
Who We Serve
- 1
New Agent (0–3 years) — Starter Plan
3–8 deals a year, HST is a mystery, books in a spreadsheet. Get set up right from day one.
- 2
Active Realtor — Growth Plan
10–30 deals a year, growing expenses, likely missing deductions. Time for a real system.
- 3
Top Producer / PREC Holder — Scale Plan
30+ deals or incorporated. Needs personal + corporate books and tax planning.
How We Handle the Hard Parts
PREC accounting from day one
A Personal Real Estate Corporation changes everything about your books: commissions flow into the corporation, you choose between salary and dividends, and a T2 corporate return joins your personal filing. We run PREC books that keep the tax-deferral advantage intact — clean shareholder accounts, a compensation mix reviewed against your actual cash needs, and year-end schedules your corporate return can be filed from without re-work.
HST on commissions, without year-end panic
Commission income is HST-taxable, and the remittance is real money — 13% of every Ontario commission. We track HST as you earn, claim the Input Tax Credits on brokerage fees, marketing and vehicle costs most agents miss, and assess whether the quick method leaves more in your pocket. No more April surprise.
Commission statements that reconcile
Brokerage trade sheets, split deals, referral fees, deal-fee deductions — agent income rarely matches the bank deposit. We reconcile every commission from trade record to deposit, so your income is right, your HST is right, and a CRA review finds a paper trail instead of a shoebox.
Deductions defended by records
Vehicle kilometres to showings, staging, client gifts, home office — agent deductions are legitimate but audit-prone. We keep the logs and receipts organized in cloud software as you go, so every deduction claimed is one you can defend.
Simple, Fixed Pricing for Canadian Realtors
Designed around how realtors actually earn — commissions, HST, mileage, and FINTRAC, all included.
All plans include free onboarding, a dedicated bookkeeper, and a 30-day money-back guarantee. No long-term contract.
- Up to 10 commission deals per month reconciled
- Monthly bank & credit card reconciliation
- Realtor expense categorization (mileage, marketing, staging, gifts, MLS dues, brokerage fees)
- HST tracking — know what you owe before each deadline
- Monthly Profit & Loss statement
- Year-end financial summary package (ready for your CPA)
- Email support within 24 business hours
- Free onboarding & QuickBooks Online / Xero setup for realtors
Everything in Starter, plus:
- Up to 20 commission deals per month reconciled
- Quarterly HST / GST filing & remittance
- Brokerage commission statement reconciliation (Royal LePage, RE/MAX, Century 21, Keller Williams, etc.)
- CRA-compliant mileage log & vehicle expense tracking
- FINTRAC record-keeping compliance support (Oct 2025 rules)
- Monthly 30-minute financial review call
- WhatsApp + email priority support
- CRA correspondence handling
Everything in Growth, plus:
- Unlimited commission deals per month
- Personal Real Estate Corporation (PREC) bookkeeping
- T2 corporate tax return preparation
- T1 personal tax return + T2125 self-employment schedule
- PREC shareholder loan & dividend vs salary tracking
- CRA audit support & representation
- Bi-weekly check-in calls
- Dedicated account manager
Our risk-free promise
- 30-Day Money-Back Guarantee
- CPA-led firm
- No long-term contract
- Free onboarding
Not sure which plan fits? Book a free 30-minute consultation and we will recommend the right one for your business.
Certified, Remote & Risk-Free
Frequently Asked Questions
Guides & Resources
CPA-written answers to the questions we hear most — free, no email wall.
PREC Accounting in Ontario: A Complete Guide
Who can form a PREC, the tax-deferral math, salary vs dividends, and when incorporating isn't worth it.
HST on Real Estate Commission in Ontario
The 13% everyone forgets: worked example on a $20,000 commission, ITCs, and the quick method.
The CRA's Rules on Real Estate Flipping
The 365-day anti-flipping rule, assignment sales, and why agents who flip face extra CRA scrutiny.
Salary vs Dividends from Your Corporation
How each is taxed, what it means for CPP and RRSP room, and how PREC owners choose a mix.
Ready to Get Your Books Under Control?
Book a free 30-minute consultation. No sales pitch — just an honest review of your books and what needs to change.
100% Remote · 30-Day Money-Back Guarantee · No Long-Term Contract