Do real estate agents need to register for HST in Canada?

Yes. Once your commission income exceeds $30,000 in any four consecutive quarters, you must register for and charge HST/GST. We track this threshold and handle registration and filing for you.

How much HST does a realtor pay in Ontario?

Realtors charge 13% HST on their commission income in Ontario, then remit it (less Input Tax Credits) to the CRA. We calculate the exact net amount each filing period.

What is FINTRAC compliance for realtors?

Under the October 2025 FINTRAC rules, realtors must verify unrepresented parties, keep large-transaction records, and retain them for 5 years. Our Growth and Scale plans include a ready-to-use FINTRAC system.

Should I incorporate a PREC?

A Personal Real Estate Corporation can save tax once your income is high and stable, but adds corporate filing obligations. Our Scale plan handles both the personal and corporate side.

Do I need to be in Canada to work with you?

No. We serve realtors across Ontario, BC, and Alberta entirely remotely via QuickBooks Online, Xero, and video calls.

Bookkeeping Built for Canadian Realtors

Bookkeeping, HST & FINTRAC Compliance Built for Canadian Real Estate Agents

Stop guessing about your taxes. We handle every commission, every HST filing, and every FINTRAC record — so you can focus on closing deals. Fixed monthly pricing from $199/month.

Book a Free Consultation

Sound Familiar?

HST chaos at year-end

A commission hits your account and you have no idea how much HST to set aside or remit.

Generalist bookkeeper

Your bookkeeper does not understand commission splits, brokerage statements, or realtor deductions.

FINTRAC confusion

The October 2025 FINTRAC update requires 5-year record-keeping and you are not sure you are compliant.

PREC overwhelm

You incorporated a Personal Real Estate Corporation and have no idea how to handle corporate books.

Missed mileage & deductions

Vehicle, marketing, and staging costs are slipping through and costing you at tax time.

Tax surprise every April

You only learn what you owe when your accountant files. No cash set aside.

Our Services

Monthly Bookkeeping

Commission tracking, brokerage statement reconciliation, bank and credit card reconciliation.

HST / GST Filing

Quarterly or annual HST filing and remittance, Input Tax Credit optimization.

FINTRAC Compliance

Record-keeping system for unrepresented-party verification and 5-year document retention.

Mileage & Vehicle Tracking

CRA-compliant mileage logs and vehicle expense allocation.

PREC Corporate Bookkeeping

Full PREC bookkeeping, shareholder loan tracking, dividend vs salary support.

Year-End Tax Preparation

T1, T2125, and T2 corporate return preparation with CRA audit support.

Who We Serve

1
New Agent (0–3 years) — Starter Plan
3–8 deals a year, HST is a mystery, books in a spreadsheet. Get set up right from day one.
2
Active Realtor — Growth Plan
10–30 deals a year, growing expenses, likely missing deductions. Time for a real system.
3
Top Producer / PREC Holder — Scale Plan
30+ deals or incorporated. Needs personal + corporate books and tax planning.

Simple, Fixed Pricing for Canadian Realtors

Designed around how realtors actually earn — commissions, HST, mileage, and FINTRAC, all included.

All plans include free onboarding, a dedicated bookkeeper, and a 30-day money-back guarantee. No long-term contract.

Starter

For new or part-time agents (1–10 commission deals per month)

$199/ month (+ tax)

Up to 10 commission deals per month reconciled
Monthly bank & credit card reconciliation
Realtor expense categorization (mileage, marketing, staging, gifts, MLS dues, brokerage fees)
HST tracking — know what you owe before each deadline
Monthly Profit & Loss statement
Year-end financial summary package (ready for your CPA)
Email support within 24 business hours
Free onboarding & QuickBooks Online / Xero setup for realtors

Book Free Consultation

Certified, Remote & Risk-Free

CPA-led firm

QuickBooks Online ProAdvisor Certified

Xero Certified Advisor

A2X Certified for E-Commerce

100% Remote — Serving Clients Across Canada

Fixed Monthly Pricing — No Hidden Fees

30-Day Money-Back Guarantee

No Long-Term Contract

Frequently Asked Questions

Ready to Get Your Books Under Control?

Book a free 30-minute consultation. No sales pitch — just an honest review of your books and what needs to change.

100% Remote · 30-Day Money-Back Guarantee · No Long-Term Contract